"If past history was all there was to the game, the richest people would be librarians."
~Warren Buffet
"If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed."
~Unknown
"If you are not happy while getting rich, chances are that you will not be happy when you do get rich."
~Robert Kiyosaki
It’s important to understand the difference between financial planning and purchasing financial products. When constructing a car, companies start with the framework. The frame, the steering column, and the wheels control the car’s direction. The engine provides movement for the vehicle after the framework is built. A financial plan is similar to the vehicle’s framework; financial products are similar to the vehicle’s engine. The engine is essential to move forward, but it won’t accomplish its intended purpose without the structure and guidance a framework provides. As vehicles need to be serviced on a regular basis, financial plans and products need constant review in order to ensure they’re functioning properly.
Not all clients require as much complexity as others—that’s why we’ve created several models for our clients to use. After an initial consultation, we mutually determine which model will best accomplish their objectives.
